August 24, 2020
The mortgage stress test hasn't won any popularity contests thus far but appreciation for it may grow in the years ahead.
Posts from the ‘Mortgage Rates’ Tag
August 17, 2020
In this week’s post I want to focus on a strange and controversial letter that CMHC’s outgoing President Evan Siddall sent to 100 lenders last week.
August 10, 2020
It's been a wild rate for Canadian mortgage rates of late and in today's post we take a fresh look at the fixed vs. variable question.
July 13, 2020
Today's post explains why our recent record employment growth hasn't impacted our mortgage rates and likely won't for some time yet.
July 6, 2020
Today's post offers links to posts and calculators that will benefit anyone who is actively looking to purchase a home.
June 29, 2020
Last week new BoC Governor Tiff Macklem made his first public comments and he sounded notably less optimistic than his predecessor. Today's post explains.
June 15, 2020
Today’s post uses HSBC’s 1.99% offer to explain why the terms and conditions in your mortgage contract can cost you much more than a small difference in rate.
June 8, 2020
Last week CMHC announced that it would tighten its underwriting rules for mortgage-default insurance. Today's post outlines the changes and finds a silver lining.