January 5, 2011
Today’s post looks more deeply into our rising debt levels and offers my best guess at the next round of mortgage rule changes that may be coming as a result.
Posts from the ‘mortgage advice’ Tag
December 1, 2010
Title insurance offers a surprisingly broad and inexpensive way to cover yourself against a host of potentially expensive problems relating to your property. To learn more, check out today's post.
November 24, 2010
Home-equity lines-of-credit (HELOCs) and open variable-rate mortgages are tempting to borrowers because they can be paid off with no penalty. Are they worth it? Using current interest rates, today's post puts the numbers to the test and compares the cost of open- vs. closed-term financing solutions. As you will see, the results are both surprising and definitive.
November 17, 2010
Today’s post challenges Finance Minister Flaherty to keep the promise he made in his 2010 federal budget, and address the lack of lender disclosure around fixed-rate mortgage penalties.
November 3, 2010
Pre-approvals are the most misunderstood part of the mortgage process. Today's post gives you a candid assessment of what to expect when you apply for one.
October 20, 2010
TD Bank will now register its fixed-rate mortgages as collateral charges and will offer you the option of registering your mortgage at 125% of the current value of your home. Should you take this offer, or run?
September 29, 2010
Check out today's post to learn how to make your Canadian mortgage interest tax-deductible.
September 22, 2010
Budgeting is a lot like exercise. Everyone knows it's good for you but most people procrastinate actually doing it. Today's post outlines two ways to get on top of your finances: The Easy Way and The Hard Way.