May 1, 2023 Last updated on August 10, 2023Categories Monday Morning Mortgage Rate UpdatesShould Canadians Reconsider a Variable-Rate Mortgage?In today's post I offer my take on whether Canadians should be reconsidering the variable-rate mortgage now that our economic momentum is slowing.
April 24, 2023 Last updated on August 10, 2023Categories Monday Morning Mortgage Rate UpdatesIs the Bank of Canada Painting Itself into a Corner?In today's post I explain why the Bank of Canada's current inflation stance will limit its options rate if rate hikes have more impact than expected.
March 13, 2023 Last updated on August 10, 2023Categories Monday Morning Mortgage Rate UpdatesFive Key Updates for Canadian Mortgage RatesLast week the BoC and the Fed both made hawkish statements and the latest CDN and US employment data beat expectations. So why are bond yields plummeting?
January 30, 2023 Last updated on August 10, 2023Categories Monday Morning Mortgage Rate UpdatesWhy We Shouldn’t Over-React to the Bank of Canada’s Rate-Hike PauseToday's post explains why anyone tracking Canadian mortgage rates should temper their reaction to Bank of Canada's rate-hike pause.
January 23, 2023 Last updated on August 10, 2023Categories Monday Morning Mortgage Rate UpdatesWill the Bank of Canada Raise Again This Week?Most forecasters expect the Bank of Canada to hike its policy rate by another 0.25% when it meets this Wednesday. Here is my take.
January 9, 2023 Last updated on August 10, 2023Categories Monday Morning Mortgage Rate UpdatesMortgage-Rate Forecast and Predictions for 2023Here are my five mortgage-related predictions for the year ahead.
December 19, 2022 Last updated on August 10, 2023Categories Monday Morning Mortgage Rate Updates2022: The End of the Free Money EraHere are my final and most important observations about our current interest rate environment as we head into 2023.
December 12, 2022 Last updated on August 10, 2023Categories Monday Morning Mortgage Rate UpdatesHas the Bank of Canada’s Policy Rate Finally Peaked?Here are my five key thoughts on the Bank of Canada's latest rate hike, and my take on whether the Bank's policy rate has now peaked.