When it comes to renewing, choosing the right mortgage (and mortgage agent!) can save you thousands of dollars. If your mortgage is up for renewal, your lender is betting that you won't comparison shop. If you don't believe me, compare the rate in your renewal letter with the going rates in the market and don't take it personally if your offered rate is much higher. They do it to all their customers. I like to call it the "Laziness Test". To learn more, check out the first blog link in the list below.
I am passionate about sharing my knowledge, experience and unbiased opinions with consumers who are looking for a trusted advisor to help them with their renewal financing.
To that end, I offer you the following tools, blog posts and articles to assist you in your research. If you like what you see, hear and read, I welcome you to contact me to discuss how I can help you design a mortgage that is customized to fit your specific profile.
Here is a Sample of My Relevant Blog Posts
- Renewers: Have You Passed Your Lender's Laziness Test?
- Fixed or Variable? The Question People Love to Ask
- What's In the Fine Print?
- Why I Won't Sell Mortgage Insurance
- Puff the Magic Payment Frequency
And These Blog Categories May Also Be Of Interest
Borrower Beware
Product Commentary
Mortgage Market Updates and Commentary
My Mortgage Calculator for Renewal Transactions
My calculators are designed to help you answer the most important questions surrounding your mortgage planning.
1. "How much can I save by renewing with a different lender?" - Use this tool to calculate how much money you will save by renewing with a different lender at a lower rate.
If you found this calculator useful, I also recommend that you try my Financial Calculators.