March 20, 2020
Want to learn more about deferred mortgage payment programs? Here are ten key points to know.
Posts from the ‘Product Commentary’ Category
May 28, 2018
Canadian borrowers are well advised to look carefully at the terms and conditions in their mortgage contract because two mortgages with the same headline rate can come with very different associated costs. To help in that regard, today’s post highlights five important questions to ask when evaluating variable-rate mortgage products.
July 19, 2017
This post provides a detailed explanation of how your credit score is calculated.
August 24, 2015
Why Today’s Fixed Versus Variable Debate Is All About the Spread - Monday Morning Interest Rate Update (August 24, 2015)
August 10, 2011
Lenders use additional scrutiny when underwriting large mortgage loans, and most will apply a sliding scale on large conventional loans which limits the amount you can borrow. Today's post details how sliding scales work and offers some other useful tips to anyone considering a mortgage of $750,000 or more.
June 22, 2011
If you are selling your current home and need to use the equity as the down payment on your new property, what do you do if the closing dates don’t line up?
May 25, 2011
If you're a home buyer searching for a bargain in a seller's market, co-op and co-ownership properties may be just the ticket.
March 23, 2011
Conservative borrowers who prefer fixed rates almost always choose a five-year term. In today's environment, I think there's a much better deal to be had, even if no one is talking about it. In today's post, I make my case.