The Loonie provides our economy with a powerful shock absorber, but it also limits the Bank of Canada's monetary-policy flexibility.

The U.S. Fed is expected to start cutting its policy rate next month. How will the Bank of Canada respond now that Canadian inflation has risen above its 2% target?

The futures market is now betting on three rate cuts by the U.S. Fed this year. Today's post explains how Canadian mortgage rates are likely to be impacted.

Canada's yield curve has been inverted since late March. This rare phenomenon has significant implications for our mortgage rates both today and in the future.

The Bank of Canada thinks our current slump will be temporary but the bond market doesn't share that view. Today's post looks at why they don't see eye to eye.

The Bank of Canada (BoC) recently reminded us that its primary mandate is to keep inflation “low, stable and predictable”, even if doing so “may create side effects that make the economy vulnerable to new shocks.” Given that, anyone keeping an eye on mortgage rates should be paying closing attention to the inflation data, the latest of which were released by Statistics Canada last week. Here are five highlights: I am an independent full-time mortgage broker and industry insider who helps Canadians from coast to coast. If you are purchasing, refinancing or renewing your mortgage, contact me or apply for a Mortgage Check-up to obtain the best available rates and terms.

If Bank of Canada Governor Poloz believes that longer-term mortgages are good for lenders and borrowers alike, here's how he can help.

Regular readers of this blog know full well that the BoC’s forecasts have consistently proven optimistic. Our February GDP suggest that may again be the case.