December 21, 2020
I’ll be off until the new year. In the meantime, here are links to my recent blog posts that address five key mortgage questions.
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Welcome to Canada's Premier Mortgage Blog
December 14, 2020
In today's post I explain why the odds of another Bank of Canada rate cut have increased of late.
December 7, 2020
This week’s post offers my thoughts on five topics from last week that will impact to Canadian mortgages and rates going forward.
November 30, 2020
Today's post challenges the notions that the pandemic will end some time in 2021 and that mortgage rates will move higher soon in anticipation of that outcome.
November 23, 2020
Canadian inflation came in much higher than expected last month but I don't think that will impact our mortgage rates, and in today's post I explain why.
November 16, 2020
The recent run-up in the GoC bond yields that Canadian fixed mortgage rates are priced on raises an important question: Have mortgage rates bottomed?
November 9, 2020
Last Friday Statistics Canada released its latest employment report and estimated that our economy added another 84,000 jobs in October. This result came in a little higher than the consensus forecast of 75,000 but well below the robust increases we saw in September (+378,000) and August (+246,000). The more jobs we recover, the slower the pace of additional gains will be and the more evident the permanent damage caused by COVID will become. I am an independent full-time mortgage broker and industry insider who helps Canadians from coast to coast. If you are purchasing, refinancing or renewing your mortgage, contact me or apply for a Mortgage Check-up to obtain the best available rates and terms.
November 2, 2020
In today’s post I explain why the Bank of Canada’s most recent comments should end the fixed vs. variable debate until face masks are a distant memory.