April 12, 2021
Last week we learned that our banking regulator (OSFI) will increase the stress-test rate for uninsured mortgages on June 1. This post offers my take.
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Welcome to Canada's Premier Mortgage Blog
April 5, 2021
As house prices continue to soar, many observers are becoming increasingly worried and are imploring policy makers to step in to cool prices. Here are my thoughts.
March 29, 2021
Last week was a slow one for mortgage-rate news, so today I offer a recap of three recent posts.
March 22, 2021
Last week's post explained that the bond market and the BoC are currently in a fight about future inflation. In this week's post the US Fed joins the fray.
March 15, 2021
The bond market expected the Bank of Canada to adopt more hawkish language last week, but the Bank had other plans.
March 8, 2021
The rather sudden widening of the gap between fixed vs. variable mortgage rates makes this a good time to once again compare the two options.
March 1, 2021
In today's post I explain why I don't think higher inflation (and higher fixed mortgage rates) are here to stay.
February 22, 2021
In today’s post I explain why fixed mortgage rates are heading higher and offer advice to borrowers on how to navigate the current environment.